Agenda

INAUGURATION

Opening Keynote: Regulation as the Growth Engine, Kenya’s Next Phase of Inclusive Finance

• How the Central Bank and Capital Markets Authority are moving from gatekeeping to enabling, using sandboxes and open finance rules to fast track innovation
• What open finance and API driven data sharing require from institutions before it becomes standard practice
• Converting financial inclusion targets into commercially scalable products, not policy statements alone

Opening Keynote: Banking as a Service, Kenya’s Blueprint for the Next Frontier

• Why BaaS is shifting from pilot to core infrastructure as banks compete with fintech disruptors for distribution
• Licensing and partnership models that let non banks embed regulated financial services responsibly
• Positioning Nairobi as the BaaS hub for East Africa, ahead of regional peers

Opening Keynote: From Payments Leadership to Capital Markets Depth

• Converting Kenya’s mobile money dominance into deeper investment and savings participation
• Modernising exchange and settlement infrastructure so fintech driven products can list and scale faster
• Closing the gap between payments innovation and capital markets innovation

AI Governance Before AI Ambition

• Why ungoverned AI adoption scales operational chaos instead of fixing it
• Compliance as the safest first use case, turning static policy into audit ready alignment
• Building early warning risk sensing before layering customer facing AI on top

Reinventing AML in the Cloud

• Moving AML from static rulebooks to adaptive, cloud native compliance systems
• Designing risk based frameworks that hold up against Kenya’s transaction volumes and regulatory expectations
• Turning AI from pilot experimentation into production grade fraud detection

CIOs Assemble! Building the API-First Financial Stack

• What agile, secure, scalable platform architecture actually looks like across banks, insurers and fintechs
• Progress and friction points in open banking adoption under Kenya’s evolving regulatory landscape
• Strengthening cybersecurity and data governance as institutions become more interconnected

Overrated or Underrated: Finding Real Impact in the Data & GenAI Jargon

• Where alternative data and AI are genuinely expanding credit access and lending accuracy today
• Measurable gains generative AI is delivering in risk modelling and product development right now
• Closing the ethical and governance gaps that still stand between GenAI pilots and customer trust

InsurTech, The Next Phase of Digital Transformation in Insurance

• Reshaping insurance from AI to APIs, putting emerging tech and data to work in underwriting, claims and distribution
• Embedding cover into mobile money, lending and banking journeys so protection reaches customers where they already transact
• New business models that put the customer first, and what adoption really demands from legacy operations

Cloud Economics, Making FinOps a Growth Lever

• Migration alone does not guarantee value, uncontrolled cloud spend can quietly stall innovation
• Embedding FinOps into strategic decision making, not just monthly reporting
• Why cost-efficient cloud is the real foundation for AI adoption at scale

I Know What You Did Last Login: Building Trust into Biometric Innovation

• Making biometric authentication accessible enough to widen inclusion without loosening fraud controls
• Where biometric adoption is outpacing privacy safeguards and regulatory compliance, and where it is not
• What is next for identity and access management across mobile and digital channels

Next-Gen Compliance for Next-Gen Finance

• How modern AML platforms, combining monitoring and risk intelligence, let fintechs scale securely
• Why real time compliance is shifting from a cost centre to a strategic growth enabler
• Practical frameworks institutions can adopt now, from automated KYC to anomaly-driven monitoring

Data-Driven Banking at Scale

• Why AI in banking is fundamentally a data unification challenge, not a model challenge
• How search AI surfaces insight from structured and unstructured enterprise data in real time
• Measurable impact across fraud prevention, customer experience and operational efficiency

When Things Get Personal - Hyper-Personalized CX in Financial Services

• Using technology and data analytics to deliver seamless, personalised experiences across every channel
• Embedding financial services into daily life through partnerships and smarter omnichannel engagement
• Proving the business case for CX investment by tying it directly to retention and growth

Engineering Profitable, Scalable Digital Growth

• Digital transformation only counts if it drives profitable growth, not a longer product list
• Sustainable scale is impossible without a strong, modern core banking foundation
• AI, data and ecosystem plays only deliver when the core system underneath supports them

Guardians of the Rail: Cybersecurity for a Digital-First, Cashless Kenya

• Making the case for cybersecurity spend as an ROI decision, especially for mobile money and digital payments
• Keeping security architecture aligned as Kenya’s data protection and cyber governance rules keep evolving
• Building resilience through cross-industry threat intelligence sharing rather than defending alone

From Fragmented Systems to Enterprise AI That Actually Works

• Why fragmented content and systems, not AI models, are the real blockers to business impact
• How a governed content foundation enables AI at scale while meeting data residency requirements
• Practical guidance on moving AI investment from pilots into measurable production outcomes

The Good, the Bad and the Underwritten: Digital Lending’s Next Chapter Under a Tightening Regulatory Lens

• Using alternative data to widen credit access while keeping default risk in check
• How AI and machine learning are sharpening credit assessments and personalising loan offers
• Navigating a regulatory landscape built to protect consumers without choking off innovation

To Infinity and Beyond! What’s Next for Kenya’s Financial Innovation

• The innovation, investment and regulatory shifts set to define Kenya’s finance sector through 2028
• How cloud, GenAI, biometrics and embedded finance are reshaping growth and risk management together
• Where insurtech and embedded insurance fit into Kenya’s next wave, and what banks, insurers and fintechs each need to get right to capture it

Awards Ceremony

Closing Remarks & Cocktail Gala